The Destiny card activation process is very easy and can be done online using destinycard.com activate. If you have received your Destiny card and want to activate it online use the below guidance.
The Destiny credit card can be a great way to start building your credit if you had never had credit before or had difficulty rebuilding your credit.
This card is geared specifically for people who have gone through a recent bankruptcy, so it is a great option for those who need help rebuilding their credit. Destiny is willing to work with individuals who have gone through bankruptcy, so this card could be a great fit if you are interested in pursuing credit.
Also, if you’re concerned about hard credit inquiries, you shouldn’t be because there’s a pre-qualification application that only requires a soft pull credit inquiry.
This is a good way to see if you can get this card without negatively impacting your credit score.
If you choose the full application, you will be subject to a hard credit inquiry.
There will be no hard credit inquiry if you merely check out to go through the pre-qualification application.
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Please follow the instructions below to activate your Destiny card
- To activate your destiny card, first, navigate to https://destiny.myfinanceservice.com/.
- Now is the time to log in to the secure server.
- After entering the required info, click the Login button.
- Enter your credit card number.
- Enter the card’s expiration date here.
- You must now enter the Security Code/CVV that can be found on the back of the card.
- After that, press the Activate button.
- At the proper time, the card will activate.
Is Destiny credit card a good card?
It is, after all, a Card with all of the benefits of a MasterCard but without the security deposit.
It will send information to all three credit bureaus.
And, with responsible use, you can improve your credit history, even if you have recently filed for bankruptcy.
Overall, this is an excellent starter card for people who need to improve their credit scores.
You must understand that people with low or no credit often need to start somewhere to improve their credit score.
Once you’ve done that, you can move on to credit card applications with no annual fee and excellent reward programs.
So, which bank issues the Destiny card?
It’s issued by Genesis FS Card Services, the same bank that issued Milestone and Indigo MasterCards.
What credit score is required for the Destiny Credit Card?
As you might expect, the credit score approval will be rather low if they approve people who have recently filed for bankruptcy or have a less-than-perfect credit history.
People with 500 credit scores can easily be approved for the Destiny Credit Card.
But, if you are unsure, please check out the pre-qualification application, and you’ll learn if they will accept you.
This card is not a rewards card; you cannot earn cashback or points to redeem for other items.
This card is designed specifically to help you build credit.
And you will be required to pay an annual fee right here.
There’s no way around it.
What is the Destiny card credit limit?
It is low, starting at $300.
This card is for credit rebuilding, and many people have a less-than-perfect credit history.
As a result, they will be cautious and set a low credit limit for those approved. With this card, you can call back later to see if you can get your credit line increased.
That could be a possibility, but the annual fee for the first year will appear on your first statement, the first month you have this card.
So your credit limit will be less than $300 for the first month.
However, you will only have $300 to work with once you pay that.
It’s not much, but it’s enough to get you started and help you improve your credit score.
Destiny card customer service phone number: 1-800-583-5698
Prequalify
