American Express credit card
International payment: American Express, also known as Amex, is an American multinational financial services company headquartered in the World Financial Center (Building #3). The company was founded in 1850 and is one of the 30 components of the Dow Jones Industrial Average. American Express is active in issuing various credit cards, debit cards, and traveler’s checks. American Express is one of the four leading institutions providing financial and payment services along with Visa Card, Master Card, and Discover Card.
In 2016, American Express credit cards accounted for 22.9% of the total value of credit card transactions in the United States. As of December 31, 2017, the company had 112.8 million active cards; Including 50 million cards within the US, each paying an average of $18,519 annually.
In 2017, Forbes magazine named American Express the 23rd most valuable brand in the world (and the highest in financial services). The brand is estimated to be worth around $24.5 billion. Also, in 2018, Fortune magazine named American Express the 14th most popular company in the world and the 23rd best company to work for.
Designed in 1958, the financial services company’s logo is a gladiator, or hero, that appears on traveler’s checks and American Express credit cards.
American Express credit card
The following types of American Express cards are available to individuals, small businesses, and legal entities in the United States and around the world:
- Personal Card
- Small Business Card
- Corporate Card
- prepaid card (Serve Card)
If you are looking for an international credit card that allows you to make purchases at stores, malls, and online websites worldwide and receive cash rewards for each transaction, Pay98 suggests you use American Express. (American Express) will be. There are three general categories related to the American Express credit card scoring system, which are classified according to their color. These cards are awarded based on the points earned by the customers.
It is one of the American Express login bank cards that offer points in the membership rewards program. With the Green Card, you’ll earn one point per dollar spent and double points on reservations purchased through American Express Travel. Points can be used to purchase merchandise, gift cards, travel reservations, airfare, or hotels. Also, American Express travel service includes travel accident insurance and rental car damage and loss.
This credit card covers you with warranty and returns protection policies when you buy. A $95 annual fee for this card is waived the first year and a 2.7% fee on all transactions processed outside the US.
Currently, this category of credit cards includes traditional gold cards and Premier Rewards Gold cards. The standard gold card includes every service that the green card offers. Standard Gold Cardholders can receive exclusive benefits when booking accommodations at select hotels, including a $75 credit for dining and recreational activities when staying for at least two nights. There is an annual fee of $160 for this card, which is waived for the first year, and there are no external fees.
The Premier Rewards Gold card offers more benefits than the standard Gold card, such as offering 3x points on direct flights with airlines and 2x points at gas stations and supermarkets in the United States of America. The card also includes a $100 annual airline credit that can be used on air freight and other related services. There is an annual fee of $195 for this card, which is waived for the first year, and there are no external fees.
Platinum Card
Unlike the Gold Card, the American Express Platinum Card earns one point per dollar spent and double points for reservations purchased through American Express Travel. (like the green card) but in other cases, it has many more features and benefits than gold cards. Owners of these cards benefit from access to several airport lounges such as Delta Sky Club, Priority Pass Select, and Clubs Centurion American Express. Other benefits include a $200 annual airline credit and a $100 Global Entry credit. There is an annual fee of $550 for this card, which is waived for the first year, and there are no external fees.
Advantages of American Express
Compatibility with payment software
American Express is easily compatible with software such as Google Pay, Apple Pay, and Samsung Pay. Just add your credit card to the relevant software; Then you can easily make payments anywhere.
Fraud protection
In the event of a fraudulent transaction or account fraud, American Express offers a fraud protection guarantee and will not be held responsible for it in any way. American Express policies in return goods and warranty service are considered very strong.
Providing travel services
American Express operates one of the largest travel networks in the world and is also one of the largest providers of traveler’s checks worldwide.
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